Allan K. Marshall is an attorney in Philadelphia who constantly tells his clients to experiment with new ideas. This book will change you life, if you follow it. It has a real plan that you can follow today tomorrow, forever. Let us face it. You have no plan of your own. You have nothing. Nada. Zero. So take my plan, please. The is book is not full of nonsense like, “Be yourself.” It has no platitudes, like, “ you can succeed, if you really try.” It has no trash like: “I got to be me.” Which makes me ask, why do you want to be “me?” ‘“Me” is trash. “ Me” is non-success. “Me is a failure,. Instead say, “I want to be Bill Gates.” Information for your financial success in this is based on my ideas, beliefs and observations. This book will help those who need inspiration and new ideas. If you are stuck in a rut, you can get out, you must! Most people do nothing. So they stay where the are – in a rut, because rut is the routine and risk is to be avoided. People constantly whine, “Give me a living wage, give me $15 an hour and I want to work 9 to 5, go home, watch TV, pet my dog, mow my lawn and get ready for tomorrow. Nothing worries with them. This book can take you from Zero to a Million in a short period of about 3 years. Yes there is a road to riches. Most people don’t want to do anything unusual. “Don’t rock the boat,” they say. They try just to fit in. That means you work today, you save today and a few years from now you might be comfortable. But if you follow this book, you still watch TV, get a dog walker and start thinking about more wealth, start a foundation to improve society. Money is not a bunch of Dollar bills, it is a symbol of achievement–measurable achievement. It will require change in thinking. Because when you have a business, you produce nothing, you get nothing. You don’t get paid for showing up. Nothing happens unless you make it happen. You will have to stop being average. You have to stop using the cell phone every minute like many idiots do. You constantly have to think how can I become better. What can I do to make it better. No more psychobabble. You don’t get paid for showing up. But by doing something on your own. If you are a whining idiot. You are not cut out to be rich. Most people want to save money – buy stuff, clip coupons, stand in line for Black Friday Deals at Wal-Mart. They get excited to buy a 52 inch TV for less than $200. You can’t become rich that way. You don’t become rich by being consumer, you get rich by being a creator, by being a producer. Consumers don’t get rich, coupon clippers don’t get rich. Yes. Money does buy happiness. Try buying happiness with poverty. How will you benefit from this book? This book will change your thinking. It will take to you to the promised land of wealth. More Introduction: In the year 2018, there were approximately Eight Million Millionaires. You can be one of them. Their secrets: Many of them own a small business, Example, they own a McDonald’s. Some of them own 10 McDonald. Many of them started by flipping burgers and then they owned restaurant. According to McDonald’s, more than a $1,000 people who now own a McDonald’s started at the cash register getting minimum wage. You shall have to deal with the unhappy events of your life; You lose a job; You fall out of love; You get divorced or You become sick. All of these unhappy events impact your financial life. The rule is simple. If your income is less than your expenses, you have a choice. Increase the income or cut down the expenses. Or do both. But sometimes it is not possible to get a second job or a second husband. So, people borrow on credit cards to buy a cheeseburger and fries. One day, the system catches up. And even then people start borrowing on one credit card to pay the other or worse go to pay day loans or pawn their car or jewelry. Robbing Peter to pay Paul. But there is a better way to deal with this desperate situation. Get rid of Paul. If Paul does not exist, you don’t have to rob Peter. You can be nice to Peter. You can buy Peter a drink. That is what bankruptcy does. It eliminates the power of Paul over you. To deal with your mistakes of the past, you can file bankruptcy. In a bankruptcy, Paul does not exist, Paul is history. Paul is dead and you are free. Free at last. Free from the shackles of debt. Then you have a future, you can shape it. You admit your mistake and promise to yourself that you shall not repeat them. Learn your lessons and move on. Make your life better. Land of the free and home of the brave. Remember, it does not take money to make money, it takes effort to make money. Do nothing , get nothing. God Bless America